Can You Retire Early?
7 questions. 2 minutes. I went from an $86.72 paycheck to retired at 45, and it started the day I measured where I actually stood. Get your Retirement Readiness Score, your Freedom Number, and the exact gap between you and done.
How old are you?
Every answer here stays on this page until you decide otherwise.
How much do you have invested so far?
401(k), 403(b), 457(b), TSP, IRAs, brokerage — everything that's invested, added together. $0 is a fine answer; that's where I started.
How much are you investing each month?
What actually leaves your checking account for investments in a normal month. My first number was $50.
What monthly income do you want in retirement?
The paycheck you'd want to land every month once you're done working — before taxes, from all sources combined.
When do you want to be done working?
Not the age you think you're allowed to pick. The one you actually want.
Which sounds most like you?
Honest answer. There's a real plan waiting at every stage.
What's your biggest worry about retiring?
This decides which part of your plan comes first.
Please answer this one to keep going.
Your Retirement Readiness Score
Get your full plan
I'll show you your personalized plan right here, and send you the strategies that match your exact score — the same math I used to retire at 45.
No spam | Unsubscribe anytime | Your answers are saved with your results to personalize your plan
Your plan
Disclaimer: This quiz is for educational purposes only and does not constitute investment, tax, legal, or financial advice. Your score and projections are illustrative planning estimates built on simplified assumptions — a roughly 7% long-run average annual return and a 4.7% withdrawal rate (per Bill Bengen's 2025 revision) — not projections or guarantees. Markets are lumpy, inflation is real, and personal circumstances differ. Pressure-test any retirement date with a qualified, fee-only financial planner.